Difference between a Townhome and Condominium designation on insurance policy?
Answer Question
Generally town-homes have to be insured personally on an HO3 policy by the owner (just like any regular free standing house), whereas Condos are insured personally on an HO6 policy. The difference really comes down to if there is a master policy providing building coverage or not. Generally with town-homes the answer to that is no, and with Condo’s it’s yes. That then dictates which personal coverage is needed.
Should I have my house interior ceiling / walls painted first or hardwood floors installed first?
Handle falls off of bathroom sink, how to fix?
What's the best way to remove grease stains from a carpet?
How can I Loosen a Stuck Tiolet Water Shut-Off Valve?
How do you Get Rid of Tiny Gnat Flies in your House?
Does Ace Hardware cut house keys?
How often should you change the battery in a home fire alarm?
When is the best time to water outdoor plants and flowers?