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Does Geico car insurance cover a cracked windshield?

Will Geico car insurance cover a cracked windshield and have it repaired for free?  Does my Geico insurance policy cover broken glass?

2 Answers


If your windshield damage is smaller than 6 inches, the damage may be repaired without replacing the entire windshield. If the damaage is less than a dollor bill (6 inches) the repair costs for a front windshield will most likely be: $0.00 (deductible waived for repair).                                

The limit of liability to GEICO for the cost of such repairs will not exceed the prevailing competitive price.               

Geico Glass/Windshield Coverage

In many situations, we will pay for each covered loss to your windows, less
the applicable deductible, caused other than by collision to the owned or
non-owned auto, as defined and described in the policy contract. In some states
no deductible applies to the windshield. Exclusions and conditions may apply.
Please refer to the policy contract for a complete explanation.


Geico Full Glass Coverage:
Road debris and other objects can result in a costly broken windshield. This is optional on some coverage but for the small additional amount it might be a good investment. Ask your GEICO representative if it is included in your policy or how to add it.


"It may be preferable to attempt to have damage to your class repaired rather  than replaced. According to the insurance company Geico, if the crack or chip is  smaller than the size of a dollar bill, the damage may be easily fixable. If this is the case, a slight blemish will be left on the windshield, but Geico  will waive the deductible."


A rock flew up and hit the windshield of my car yesterday while driving between Knoxville and Cookeville, TN. The damage is about 3/4 inch on the driver side of the windshield. What should I do?

Contact Geico or fill out a claims form on

They can have a windshield repair service come to your home and repair the damage. –  Answers  Jul 10th, 2015 at 8:10 PM

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